Why do we excel compared to the common "Credit Repair Company"?

Many companies will focus exclusively on deletion of all negative accounts from your credit report. But that's not always the best approach! It's not at all uncommon for a client's credit score to go DOWN after deletion of adverse accounts.

We know WHICH items to dispute and HOW to dispute them - which ones should be removed and which should not. We know how to go about dealing with the credit bureaus to make sure that everything is being done that will result in the most improvement in your credit score.

We examine your credit report and help you prepare a plan to improve your credit standing. We examine your past credit history and ascertain the best route to restore you credit.

We take large scale approach that goes much beyond only challenging data in your credit report.

We give our clients follow-up for one year at no extra cost. We continuously check our clients' credit report during that time period and take the appropriate steps to constantly pursue improvement in their credit score.

We don't believe in the "one size fits all" approach, and instead look at each client's credit report and plan a strategy based on that client's specific circumstances, so as to maximize progress in improving that client's credit rating..

What's wrong with most "Credit Repair Agencies" is that their fees are just not affordable for a good many people, especially those grappling with credit problems. Some even charge their clients thousands of dollars.

The result?

1. People either can't pay their fees, and are instead forced to continue to suffer with bad credit, or ...

2. They're faced with no other choice but to BORROW money to pay the fees, making their desperate financial situation even worse.

Our fees are a great deal more affordable than those of most "Credit Repair Agencies." We understand the distress of those who suffer from problem credit.

We believe our clients DESERVE the affordable assistance they so desperately need - and we believe it our duty and privilege to provide them with that help!