The Fair Credit Billing Act
Sets forth methods to rectify mistakes on credit card accounts
The Fair Debt Collection Practices Act (FDCPA)
Prohibits the use of unethical practices in pursuing debt collection
The Equal Credit Opportunity Act (ECOA)
Intended to insure non-discrimination in credit transactions
Fair Credit Reporting Act (FCRA)
Addresses the reporting of erroneous information by the credit bureaus |